Frequently Asked Questions
Why Flowering Financial?
I think back to the year I started gardening. I was determined to create a beautiful garden but the odds were not in my favor. The flower beds were overgrown, old tree stumps in the way, weeds had taken control. I had no idea what I was doing and was completely overwhelmed. I wanted this garden and the only way for it to happen was to hire a professional (not in the budget for a full time college student!) or figure it out myself. It took time, elbow grease, and a few bee stings. Most of my plants died, the weeds came back, pests ate the plants that I thought would surive. It was essentially a disaster.
But time passed and I became more knowledgeable. I kept trying, discovered what worked and what didn’t. I asked for help from the best gardener I knew (my mother). I learned how to combat the elements and I became more skilled as the years went by. Today I find it so satisfying to see those roses blossom year after year, a beautiful example of my hard work.
How is this any different from your financial situation? Most college graduates enter the workforce with limited knowledge about what they’ll have to deal with in their financial life. Will you be able to make the best financial decisions once you receive that first "Grown Up" paycheck? Maybe you've been working for years but never took the time to learn about your finances, or investing, or saving for retirement. Being financially successful takes hard work, time, and yes, a few bumps in the road. That's why I'm here. To help you grow into that best version of yourself. To offer guidance, support, and tools in an unbiased atmosphere where you can grow your financial life into something beautiful you can be proud of.
Who do you work with?
Hardworking professionals with big dreams. Inspiring women who are movers and shakers in their industry. Families who are juggling their work life balance. Entrepreneurs who know that help with their finances allows them more time to build their business. Individuals who know what they don't know and want to start growing towards financial success. Whoever you are, feel free to contact us to see if Flowering Financial may be the right fit to get you on the path to financial success.
What does Fee-Only mean?
"Fee-Only" means just that. Flowering Financial only receives fees. We're not paid from selling commissioned investments. We're not paid to sell clients a specific mutual fund. We're not paid for selling insurance. We offer services to our clients and are paid directly for those services. This eliminates conflicts of interest and allows us to serve as a fiduciary to our clients.
I don't live in Ohio, are we able to work together?
Yes. We fully embrace technology at Flowering Financial and are willing to work with clients however is easiest for them. Using email, video chats, and cloud based technology we are able to work with you whenever, wherever you are.
Are you available to speak at events?
Yes. Financial literacy is very important to Flowering Financial and we love opportunities to share our knowledge with the public. Send us a message through the Contact Us page and someone will reach out to discuss the event.