You’re driven, hardworking, and bright.
You don’t have one question; you have many.
You want advice at your fingertips whenever you need it.
You want to take control of your future.
What are you waiting for?
Meet Thrive: Holistic Financial Planning
Comprehensive. Adjustable. Accessible.
Helping you grow into your best financial self.
What is included?
Meetings & Communications
Financial Plan Presentation
Annual Tax Review
Annual Plan Update
Ability to call or email Flowering Financial at any time
Access to interactive 24/7 financial planning tools
Access to secure cloud-based storage for critical documents
Access to Flowering Financial University (Coming Soon!)
Holistic Planning Services Include
Retirement plan stressing & Monte Carlo analysis
Social Security optimization
Retirement goal and expense modeling
Retirement cash flow projections
Employer retirement plan review
Cash Flow Planning
Comprehensive budget design and spending reconciliation
First time home buyer planning
Credit score counseling
Debt reduction planning
Student loan analysis
Access to interactive budgeting tools
College and education expense planning
Estate Planning Services
Referral to trusted estate planning attorney
Collaboration with estate planning attorney
Estate plan & beneficiary review
Two year individual tax projections
Annual individual tax projections
Estimated tax payments & withholding analysis
Tax minimization strategies
Capital gain tax planning
Referral for trusted tax preparation services
Collaboration with tax preparer
Employer account asset allocation
Employer account re-balancing
Stock option strategies
Additional services available with Grow
Risk Management Services
Life insurance policy review
Life insurance needs analysis
Recommendations for no-load insurance
Property and casualty insurance review
Initial One Time Planning Fee:*
$850 (Single)/ $1,250 (Partners)
Payable in two equal installments.
Ongoing Monthly Fee:**
$150 - $500/Month
Monthly fee is generally based on 2.25% of annual pre-tax income with a minimum charge of $150 per month.
Payable via credit card or ACH transfer
*Fee may be higher or lower, subject to complexity of situation.
**Fee may be waived/reduced if combined with Grow services. Ask for details*